If you're the person whose move out from your parents’ home and
start living on your own, you’re not alone. Independence is amazing, but
enjoying that newfound freedom can be more expensive than you might think.
Fortunately, there are tons of helpful websites and mobile apps that can make
managing your finances fun. And by incorporating these tools in your everyday
life, you can develop a realistic budget and start saving money for the things
you enjoy.
Here are a few basic ways to cut back on expenses during
your own living.
1. Cook your own meal
Cooking your own meals on a daily basis can save you more
money than just about any other change in your behavior. Knowing how to make
five basic meals (say, chili, tacos, chicken and vegetables, spaghetti with
marinara sauce, and a slow-cooked roast with veggies), and having a microwave
handy for reheating leftovers, can cut your food expenses in half. An added
bonus: Homemade food is almost always healthier than prepared meals.
2. Reduce the electricity use
Get into the habit of turning off—or even unplugging—lights,
appliances and electronics when you aren’t using them. And consider getting a
programmable thermostat to keep heating and cooling costs down.
3. Don't use debit card too often
Only carry one debit card, and commit to only using it in
absolute emergencies. Using cash or a debit card for day-to-day expenses
prevents you from overspending and accruing budget-busting interest charges.
4. Make plans for using public transportations
Consider all your transportation options. Do you really need
to drive everywhere, particularly if you have to pay for parking once you get
there? And with Uber, Go-Jek, Grab and other ride-sharing services now widely
available, city dwellers might even consider ditching their cars completely.
The cheapest gallon of gas is the one you don’t use.
Remember, the only crucial things when you're living on your own, is the money. If you're out of money when your're living on your own, you're in big trouble.
Hey cindy,
BalasHapusTo be honest your article is really helpful for the people who were living on their own.
But there is something you need to add on your article, like adding an example about making a bookkeeping for a month, And I think it's better if the articles you make will be clearer if you add the profits of bookkeeping so that people who read this article can be motivated to bookkeeping, they can see their own expenses so that in the future they will start to better manage with their own finance.